• I’m young and healthy. Why would I need to plan for end-of-life medical care and asset distribution? I don’t even have any assets!

You may not have any assets now, but you might later. And though you’re healthy now, sadly, we can’t predict what the future holds for any of us. Are you getting married? Planning to have children? Do you not plan to ever get married or have children, but you want your assets to go to a beloved partner or cherished pet or favorite charity or, really, anyone but that obnoxious sibling you just can’t stand, but who is your only living relative? Then you need estate planning, including a will, perhaps some trusts, and documents establishing your preferences in case the unthinkable happens: you’re incapacitated, and cannot make basic decisions concerning your finances, maintenance and health care.

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